Key Changes: 2022 USG Healthcare Plans

Key Changes: 2022 USG Healthcare Plans

In preparation for Open Enrollment kicking off next week, below are the key changes for the 2022 USG Healthcare Plans for active employees:

  • Premiums: The Board approved a slight increases to premiums for all USG Healthcare Plans between $1 - $21 per month (.6% - 4%) depending on the plan and coverage tier in which you are enrolled.
  • Pharmacy Coverage: The Board approved the following changes to the pharmacy coverage -
    • Adding a Specialty Pharmacy tier for the Comprehensive Care and BlueChoice HMO plans with co-insurance and maximums by drug tier.
    • Adding a 30-day supply limit to specialty medications for the Comprehensive Care, Consumer Choice HSA, and BlueChoice HMO plans.
    • Adding 60-day and 90-day supply copays for the Comprehensive Care and BlueChoice HMO plans at 2x or 3x the cost of the 30-day supply.
    • Increasing the Kaiser HMO plan mail order co-pay from 2 copays per 90-day supply to 3 co-pays per 90-day supply.
  • Consumer Choice HSA Plan: The Board approved an increase in the out-of-pocket maximums; in-network employee only coverage tier increases from $3,700 to $4,000; and family tier increases from $7,400 to $8,000. The HSA matching contribution will continue in 2022 at $375 for employee-only coverage and $750 for family coverage. 
  • Tobacco use and working spouse surcharges: The Board approved the continuation of the tobacco use and working spouse surcharges at $100 per person per month.
    • The tobacco use surcharge applies to employees and dependents age 18 and over enrolled in the USG healthcare plans who use tobacco.
    • The working spouse surcharge applies to employees who cover their spouse under the plan if the spouse is employed and receives an offer of coverage through their place of employment.
    • Certification and acknowledgement of penalties WILL BE REQUIRED during open enrollment for BOTH of these surcharges.
  • Well-being: The 2022 program will continue to offer a $100 well-being credit, as well as an expanded list of activities to earn the credit. The 2022 program will ensure members have access to resources surrounding diabetes education, prevention, and management and weight loss programming for those who qualify. Completion of a health risk assessment will continue to be required to qualify to earn the $100 well-being credit for 2022. A well-being credit will be provided for employees who receive the COVID-19 vaccine.
  • Accolade: Accolade will continue to support employees enrolled in the Anthem (Blue Cross Blue Shield of GA) plan with all of their healthcare questions and needs through a personal healthcare assistant.

 

More details about the changes to the plans will be provided during the virtual benefits fair with live presentations and chat will be offered during the first week of Open Enrollment, October 25 – 29. We encourage all employees to attend the fair to learn about the changes to the benefit plans for 2022. Enrollment in benefits for the 2022 plan year will take place via OneUSG. 

Updated: 2021-10-18
Benefits
benefits@gcsu.edu
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