12 Days of Healthy Holiday Habits: Day 1- Budgeting for the Holidays 

12 Days of Healthy Holiday Habits: Day 1- Budgeting for the Holidays 

Budgeting for the Holidays- Tips for smart spending:

List all expected expenses and set a dollar limit on each one. For example (gifts - $300, wrapping - $25, shipping - $50, decorations - $100, food - $200, travel expenses - $400).

Track spending: keep receipts and a written record of all purchases and expenses during the holiday season. This will help to keep you on track with your set budget.

Plan: pick out a list of gifts to get before heading into a store. If you are unprepared going in, you are more likely to make impulse buys and allocate more money than is in your budget.

You don’t have to give everyone a gift: plan ahead who you are going to get gifts for (think close family members and friends), for more distant friends, relatives, and coworkers bake a batch of your favorite holiday treat or send out a heartfelt holiday card. This allows you to spread holiday wishes and cheer without breaking the bank.

Buying online: try ordering as many gifts as possible from the same website/company in order to save money on shipping costs. Also take advantage of online sales and look through ads for coupons that can be applied at checkout.

Take advantage of in-store sales and don’t be afraid to check pricing of goods at multiple locations, ask if stores are willing to price check (meaning, meet the prices of their competitors!).

Updated: 2021-11-29
Kayla Brownlow
kayla.brownlow@gcsu.edu
(478)-445-5932
Human Resources, Office of